Diversify your stocks. Defer your taxes.









Portfolio Disclosure
Chart provided for illustrative purposes and does not reflect exact holdings of any specific fund.
Exchange your stock for an S&P 500 or Nasdaq-100 benchmark without triggering taxes. A time-tested strategy used by the ultra-wealthy, now available for you.
Assets under management
Gross Assets under Management last updated Aug 5, 2025. Asset levels can fluctuate with market movements.
Assets under management
Gross Assets under Management last updated Aug 5, 2025. Asset levels can fluctuate with market movements.
Diversify your stocks. Defer your taxes.









A trusted way to stay invested

... a simple and accessible approach to diversifying stocks that many lifelong tech workers never knew existed.
Testimonials are provided by a current Cache investor and may not be representative of the experience of other customers. A conflict of interest exists in that the client is an investor in a Cache investment. The testimonial is no guarantee of future performance or success. The individual was not compensated for this testimonial and this is not a paid testimonial. Endorsement provided by a current Advisor with a business relationship to Cache and may not be representative of the experience of other customers. A conflict of interest exists in that the advisor has a business relationship with Cache. The endorsement is no guarantee of future performance or success. The individual was not compensated for this endorsement. Thomas, Kintah, Suhag and R Singh are current Cache investors, Aaron and John are advisors with a business relationship with Cache.
A fund you buy with your stock
Turn appreciated shares into a diversified portfolio—without selling your stock.
Put 100% of your capital to work
Contributions to an exchange fund aren’t taxable under IRC 721. Your full pre-tax value stays invested and compounding.
Diversify instantly, not over years
Tax-loss harvesting strategies can be slow or impose excessive leverage and risk. An exchange fund diversifies you on day one.
Get a broad portfolio and defer taxes
After seven years, you can exchange your fund shares for a mix of ETFs and stocks, while continuing to defer your taxes.
It's the smarter way to diversify
“Doing it in a tax-efficient way almost feels like you’re already ahead”- David Zhang (Client), former lead at Tesla
Simulated results for illustrative purposes only. Effective capital gains tax rate, Initial cost basis are assumptions. Investment Term is 10 years. The growth rate of 10% is hypothetical, gross of fees, and used to illustrate the benefits of potential tax deferral. More disclosures at usecache.com/legal/use-and-risk-disclosures
Trustworthy by design
Owned by fund investors, not Cache
Each exchange fund is owned by its investors, with Cache serving only as an advisor.
Institutional asset custody
Exchange fund assets are held at BNY Mellon, the world’s largest custody bank.
Independent admin and audit
Independent administration, accounting and audit ensure checks and balances.
Registered and regulated by the SEC
Registered as both a broker-dealer and investment advisor with the SEC and FINRA.
Leaders across tech and finance have chosen Cache
Job title and company listed is provided for illustrative purposes only to show examples of the types of investors who have invested in the fund.
Funds built for your wealth journey
Select Fund Series
Our flagship funds built for Qualified Purchasers.
Tap into the engine of innovation with a technology-heavy portfolio.
Access the foundational broad market exposure across the U.S. economy.
Gain exposure to the fastest growing companies across all sectors.
Access Fund Series
Our democratizing funds built for Accredited Investors.
Tap into the engine of innovation with a technology-heavy portfolio.
We’re breaking down
barriers for you
Cache
Other exchange funds
Lower fees
0.40% - 0.95%
What's my fee0.25% after
seven years
No sales fee.
Stock discounts.
Wholesale discounts
through your advisor.
Lower fees
More than 70% higher
Sales fee:
up to 1.5%
Annual fee:
0.85% - 0.95%
No tiered pricing.
No stock discounts.
Lower minimums
$100K
Lower minimums
$500K - $1M
Onboarding frequency
Every two weeks
Onboarding frequency
Quarterly or semi-annually
Hear what our clients say
Common questions
The Basics
(X)
What's the main benefit of participating in a Cache Exchange Fund?
What are the investment goals of this fund?
Is there a taxable event after seven years? What will I receive, and what are the redemption fees?
What do you mean when you say your fund “approximates the Nasdaq 100”?
What happens when the stock I contribute to the fund goes up or down?
How are dividends and other income treated?
What tax considerations may come up while I’m in the fund? Is there an annual K-1?
Who can participate in the Cache Exchange Fund – and which stocks are accepted?
Eligibility
(X)
How is an Exchange Fund different from an ETF?
What if I don’t meet the minimum investment amount?
May I contribute stock for a company I work at? Can I contribute unvested equity?
What happens to my cost basis over the course of the fund?
How does the real estate investment work? What happens to it after seven years?
Do you rebalance the fund quarterly, like the actual Nasdaq 100?
How are investors protected if Cache is no longer viable?
Benefits
(X)
Is the Cache Exchange Fund designed to improve my returns?
How does a Cache Exchange Fund compare to products from other providers?
How does the Exchange Fund help me avoid tax drag?
How does the Exchange Fund reduce my concentration risk?
How does Cache determine and charge fees?
How does the seven-year holding requirement compare to other providers?
Do you offer multiple funds, or is it one fund with different enrollment windows?
Getting Started
(X)
How does the reservation and formation process work?
How do you determine who gets an allocation and how big each fund is?
What happens when the fund closes?
Why do you institute a two-year lockup?
How do redemptions work before the seven-year mark? Are there any fees?
How do redemptions work once the fund “matures” after seven years? Are there any fees?
Can I transfer my shares in the fund shares or borrow against them? What are the details?